I hope the title of this diary is not too confrontational. It's a reference to the Clinton campaign slogan, "It's the economy, stupid". Some people were offended by that slogan, thinking that they were the ones being called stupid. The response of the Clinton campaign, of course, was: "We're not talking to you--we're talking to ourselves.
So, when i say "stupid", I'm talking to myself. I'm talking to us. Let me explain below the fold.